Social Liberal Modern Deal
As a fun weekend project, I decided to make a reform platform that would be suitable to social liberals (the European connotation) that finishes what the Roosevelts started with the Square Deal and New Deal. Note that this is just a rubric and not at all fully comprehensive!
The Modern Deal
Pensions
- Make state and local pensions solvent
- Strengthen and make fully solvent SS
- Switch to CPI-E for COLA
- 125% FPL benefit floor
- Increase benefits for the extremely elderly
- Allow recipients to deduct years that they took care of a child out of the workforce
- Hike the bottom AIME bracket to 93%
- Universal savings accounts to replace 401ks ran through the Thrift Savings Plan or Unions (see Ghent below)
Labor Market
- Amend the Taft-Hartley Act to ban right to work
- Move to the Ghent system for unemployment insurance and federalize all funding
- Increase UI benefit duration to 52 weeks for all states
- Uniform replacement rates with all states that starts around 80% and declines over time
- Pass the ELEVATE Act or some other form of community jobs subsidies
- Massively expand apprenticeship programs on an cost-efficacy basis for as many occupations that are feasible
- Require that a certain percentage of public sector jobs be filled with apprentices
- Establish a public-private partnership tasked with creating standards and working with industry to ascertain current private sector needs
- Expand Reemployment Trade Adjustment Assistance (RTAA) as described in my last post
- Turn EITC into a low wage subsidy
Education
- Merge all general education into K12
- Free at the point of use public college through income based repayment w/ total tuition subsidies for certain majors
- Convert Pell Grants into living stipends and apportion based on need
- Universal free school lunch for K12
- Help states who cannot do so fund Early learning scholarships
Healthcare
- Universal healthcare through Medicaid
- Expand federal coverage mandated to cover all ACA health benefits + dental care with the option to get supplemental insurance for other things
- Value based insurance design
- No deductibles or premiums
- Out of pocket costs capped at 2% of annual earnings
- Universal catastrophic LTSS benefit
Family income security
- Consolidate most assistance programs like TANF and SNAP into direct cash benefits (effectively a NIT)
- Eliminate work requirements on all low income assistance programs; eligibility based on income with gentle phase outs
- Universal Child benefit of $4000 per child that rises to $5000 for kids 5 years of age
- 36 weeks of paid family leave with 70% wage replacement up to the national average wage and $300 a week floor, which is split between parents as they as they see fit
- Employer mandate of 10 paid sick days
- Subsidized childcare via childcare savings accounts, which give families full control over what childcare arrangements they choose.
Housing
- Push for Zoning deregulation that reduces regulatory complexity to that of Japan
- Repurpose public housing for recently released prisoners, rehab patients, disabled homeless veterans, and other at risk groups who need public services delivered to them regularly
- Fully fund Section 8 vouchers so that all who are eligible can receive housing assistance
Electoral
- Federal voting rights act to end voter suppression
- Automatic voter registration
- Make election day a holiday
- Algorithmic redistricting
- Expand the House of Representatives
- Score voting (reweighted score voting where proportionality is desired) for all federal elections
- Public financing of all elections via an equal voucher based on the Seattle model
Antitrust and Market Power
- Delegate all antitrust authority to the FTC
- Expand enforcement authority of state attorneys
- Allow for public comment and input as with other federal regulatory agencies during rule proposals and merger reviews
- The FTC shall make rules to define violations of the Sherman and Clayton Acts
- Allow for public comment and input as with other federal regulatory agencies during rule proposals and merger reviews
- Politically insulate the FTC like the Federal Reserve
- Eliminate enforcement exceptions for common carriers, airlines, hospitals, , and foreign monopolies
- Expand the Clayton Act to cover vertical mergers
- Consider long term effects on market structure of mergers
- In particular, take labor monopsony into consideration
- Review past mergers and unwind previous ones now deemed anti-competitive with respect the these new rules
- Make data a property right
- Reduce transition costs of using different service based companies through data interoperability (especially for the tech sector)
- Enforce non-discrimination clauses on all content platforms (especially for the tech sector)
- Establish the Data Privacy Authority (DPA) under the FTC
Financial
- Impose a financial transactions tax of 5 to 10 basis points (0.05-0.1%) on all financial instruments to reduce arbitrage and noise trading
- Enact Kotlikoff’s limited purpose banking or The Minneapolis Too Big to Fail Plan
- Setting up automatic fiscal stabilizers that kick in without any manual intervention on the part of Congress; these would be things like SNAP benefits increasing, unemployment insurance generosity and duration increasing, and direct cash transfers to households
- Reform federal grants to make them more progressive for poorer states and give less of a windfall to richer states